I just finished totalling our spending vs. income and had the horrifying realization that we've been spending our money like we're still earning the same amount of money that we were a year or so ago-- before the hubs' wages & hours were cut. If we continue spending at the rate we are spending right now, we will be almost 12k in debt at the end of the year.
I need to go throw up now.
A game plan has been drawn up, and if we stick to our budget we should come out a little bit ahead every month and we should end up in the black by the end of the year. Interestingly enough, there are no DRASTIC cuts-- we can still go out to eat (occasionally), we will still have money for hobbies and fun "stuff."
We will fix this! Update next month!